Credit4’s original funding product ‘Flexible Funding’ is a short term revolving credit facility of £15,000 - £50,000 over 3 - 12 months. The funding must be used for business growth purposes and backed by a personal guarantee from the Directors / Principals of the borrowing business. We do not take security by way of charges over the business or guarantors assets.
The second product ‘Dual Growth Funding’ offers funding that combines ‘Flexible Funding’ and a term loan. This product is unique in the fact that applicants gain the benefit of two types of funding within one agreement, giving flexibility and stability for growth. As with the ‘Flexible Funding’ product security is not taken by way of charges over the business or guarantors assets, however we will require a suitable Personal Guarantee from the Directors / Principals of the business.
Credit4 entered the alternative finance market to provide innovative funding to UK SMEs who are constrained from realising growth by a lack of appropriate finance.
Credit4 is built on the principals of transparency in pricing, integrity, and treating our customers fairly. Trying to ensuring that the outcome is right for our clients is fundamental to what we do.