Luca Schnettler is the CEO of the Qumata Group. Qumata’s solutions unlock insights into an individual’s current and future health and mortality risks, for anyone equipped with a smartphone, instantaneously and without medical questionnaires or examinations. We work with Life and Health insurers to help them create a faster, more customer-centric underwriting journey, providing the extra-mortality, extra-morbidity and other parameters for any individual and for 800 medical conditions. Qumata is on a mission to become the new standard for insurance underwriting, providing greater accuracy,  whilst improving customer experience and helping insurers realise new revenue opportunities.